💡 Money saving strategy: How to reduce the overall cost of in vitro fertilization in the United States?

1 🎯Choose a clinic with high cost-effectiveness

This is the most direct way to save!

✅ Suggestion:

• Patients with young age and good ovarian function can choose affordable clinics

• It is recommended to choose clinics with higher success rates for elderly or former failures to save on failure costs

II 📦Purchase multi cycle packages

Many clinics offerPackage discountFor example, "two cycle package" and "three cycle package" are much cheaper than single cycle packages.

🟢 Suitable for:

• Age 35 and above

• People with a certain risk of failure

• People who want to get it done at once and save time and energy

III 💊Drug self purchase/overseas purchasing agent

IVF medication costs up to $3000- $6000 per cycle!

✅ Ways to save money:

• Ask the doctor if it is possible to purchase from overseas pharmacies (such as Canada, India)

• Using drug discount platforms such as GoodRx

• Choose 'Mini IVF' to reduce medication use

⛔ Attention: Doctor's consent must be obtained to ensure the safety and compliance of the drug source

4 🏠Accommodation Options: Economy Airbnb or Clinic Recommended Monthly Rentals

Hotel prices are expensive, and long-term accommodation costs are high:

✅ Suggestion:Self catering+sharing/accompanying family and friends can save an additional 30% on expenses

5 ✈️提前订票 + 淡季出行

机票价格浮动大，一人往返差价可达 ¥5,000+

✅ 节省技巧：

• 提前2–3个月订票

• 避开暑假、感恩节、圣诞节等高峰期

• 关注中美直飞航班的航司活动（如国航、美联航、达美）

六、🚘 交通成本控制

美国城市分布大，打车贵：

✅ 和亲友同行租车可大幅分摊成本

七、📋 合理规划冷冻胚胎 + 冷冻移植

一次取卵，多次移植，远比每次都重新取卵省钱！

✅ 有助于控制周期总预算，提高每次移植性价比

八、📑 了解并申请保险、福利或融资计划

部分人可通过以下方式降低支出：

• 美国商业保险计划：部分覆盖IVF项目

• 雇主生育福利（Fertility Benefits）：如Meta、Google等公司支持员工报销

• IVF贷款计划（如 Future Family）：可按月分期付款

• 慈善补助 / 套餐优惠活动：关注诊所网站活动公告

九、🎁 关注诊所优惠与限时活动

部分诊所会定期推出如下福利：

• 免费初诊咨询

• 折扣药品合作药房

• 冷冻胚胎存储第一年免费

• 多周期套餐限时降价

📌 Suggestion: 提前与诊所客服联系，了解优惠选项或促销期。

✅ 总结：一张“美国试管省钱清单”

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