How much does it cost to go to the United States for IVF in 2024? Full analysis of cost details

How much does it cost to go to the United States for IVF in 2024? The core expenses for going to the United States for IVF can be divided into four major sections: medical, living, legal, and mobile. Calculate every possible bill in advance to avoid discovering that your credit card limit is insufficient when you arrive in Los Angeles. The following data comes from INCINTA Fertility Center（California Torrance）、Reproductive Fertility Center（California Corona， The latest price list for January 2024, including RFC, as well as the annual cost survey of the Society for Assisted Reproduction (SART) in the United States, is estimated at an exchange rate of 1 USD=7.2 CNY. The Excel template download link is attached at the end of the article for readers to directly input their own situation for calculation. 1、 Medical sector: Clinic official quotation vs actual bill 1 Initial diagnosis and examination - First video consultation: 250-350 USD - Visit to the United States for face-to-face consultation+basic ultrasound: 450-600 USD - Eight infectious diseases, six hormones, genetic disease carrier screening: 1100-1600 USD - Hysteroscopy/endometrial biopsy (if needed): 1800-2500 USD Subtotals: 2600-4950 USD ≈ 19000-36000 RMB 2 Ovulation promotion and retrieval - Ovulation promotion drugs: 4000-7500 USD (dosage increases by 30% when age>38 years or AMH<1.1) - Monitoring ultrasound (4-6 times): 1200 USD - Oocyte retrieval surgery+anesthesia: 3800 USD - Laboratory ICSI fertilization: 2200 USD - Embryo culture until the fifth day: 1500 USD Subtotals: 12700-16200 USD ≈ 91000-17700 RMB 3 Embryo Chromosome Screening (PGT-A) - Biopsy fee: 2800 USD (≤ 8 embryos) - Testing fee: 350 USD/embryo. Taking 6 embryos as an example: 2800+6 × 350=4900 USD ≈ 35000 yuan Freezing and Storage - First Year Embryo Freezing: 1200 USD - Subsequent Year Storage: 600 USD/Year 5 Transplantation cycle - Endometrial preparation medication: 800-1500 USD - Thawing+transplantation surgery: 3200 USD - Luteal support after transplantation: 600 USD Subtotal: 4600-5300 USD ≈ 33000-38000 RMB 6 Routine medical general ledger (one promotion and one transplant, including PGT-A) Low value: 2.6+12.7+4.9+1.2+4.6=260000 US dollars ≈ 187000 yuan High value: 3.6+16.2+4.9+1.2+5.3=312000 US dollars ≈ 225000 yuan What situations may overlap again? Second promotion: Repeat 12 700-16200 USD. Endometriosis. Laparoscopy:+8000-12000 USD. Testicular aspiration (TESE):+3500 USD. Embryo assisted hatching:+600 USD. Endometrial PRP perfusion:+1100 USD/time. Second, lifestyle: "Los Angeles price" for food, accommodation, and transportation Visa and airfare - B1/B2 visa fee: 185 USD/person - round-trip economy class (Guangzhou Los Angeles off-season): 900-1200 USD/person - upgrade price difference:+1200 USD 2. Accommodation (based on 30 days) - Torrance apartment one bedroom: 110 USD/night, monthly rent: 3300 USD - Corona similar properties: 90 USD/night, monthly rent: 2700 USD - if choosing Irvine high-end apartments: 150 USD/night, monthly rent: 4500 USD 3. Transportation - car rental+full insurance: 35 USD/day, monthly payment: 1050 USD - fuel: 4.8 USD/gallon, 200 USD per month - ride hailing service to and from the clinic 22 times: approximately 660 USD 4. Catering - Supermarket self cooking: 25 USD/person · day - Takeout/dine out: 55 USD/person · day. Couple 30 days: 1500-3300 USD 5 Subtotals for the Life section (30 days for two people) Low value: 1200+2700+1050+200+1500=6650 USD ≈ 48000 yuan High value: 1200+4500+1050+200+3300=10250 USD ≈ 74000 yuan III. Legal and Insurance: Prioritize Risk 1 Embryo transportation back to China - US export license: 850 USD - International liquid nitrogen express delivery: 2800-3500 USD/time - China import customs clearance agent: 1200 USD 2. Medical accident insurance - Overseas test tube exclusive insurance (covering OHSS, bleeding, anesthesia accidents): 1200 USD/cycle 3 Lawyer's documents (if joint ownership notarization of embryos is required): 1500-2000 USD. 4. Flexible budget: 10%. Unpredictable expenses. It is recommended to increase the total sum of medical, living, and legal expenses by another 10% for unexpected situations such as exchange rate fluctuations, medication addition, and extended accommodation. 5、 2024 Price Quick Check List (RMB 10000) Project | Low Value | High Value | Remarks | --------- | --------- | Medical Examination | 1.9 | 3.6 | Genetic Disease Screening | Egg Retrieval Promotion | 9.1 | 11.7 | Medication Quantity Due to Age Difference | Embryo Testing | 3.5 | 3.5 | 6 Embryos | Frozen Storage | 0.9 | 0.9 | First Year | Transplant Medication | 3.3 | 3.8 | One Transplant | 30 Days of Life | 4.8 | 7.4 | Two Person | Legal Transportation | 1.5 | 2.1 | Embryo Return | 10% Mobility | 2.5 | 3.3 | Unpredictable | Total | 27.5 | 36.3 | One Expulsion+One Transplant | 2024 Package Comparison of Six and Five Real Clinics (USD) Clinic | City | Basic Package * | Includes PGT-A | Remarks |---|---|---|---|---| INCINTA Fertility Center | California Torrance | 22 900 | 27 800 | Dr. James P. Lin Lead, Chinese coordinator resident| Reproductive Fertility Center (RFC) | California Corona | 21 500 | 26 200 | Susan Nasab, MD Asian patients have rich experience | HRC Fertility | Pasadena, CA | 23 800 | 29 100 | The laboratory has passed CAP dual certification | CCRM | Colorado Denver | 25 400 | 30 500 | Our own genetic laboratory has a short testing cycle | Shady Grove Fertility | Maryland Rockville | 20 900 | 25 700 | The largest scale in the East Coast, with multiple flight options | * Basic package=one ovulation induction+one fresh transplant+one year embryo freezing, without medication. 7、 How to spend money on the cutting edge The trick to saving 30% on medication costs is that American clinics allow "dispensing" by sending prescriptions to discount pharmacies (such as Integrity, Mandell's), and then using GoodRx coupons to get a discount of $1200- $2000 on prescription boosting drugs. Pay attention to cold chain transportation, an additional 80 USD dry ice fee is required in summer. two The option to save 20% on accommodation is to choose an apartment with a kitchen within 5 miles of the clinic. By using the Booking monthly discount code or Airbnb, if you stay for more than 28 consecutive nights, you will receive an automatic 15% discount. Torrance has good public security and many Chinese supermarkets, making it the most commonly chosen area for INCINTA patients. three If there are any remaining embryos that have been tested after the failed transplantation, the cost of "secondary transplantation" can be increased by paying only $4600 USD for thawing, transplantation, and 15 days of accommodation, which is approximately $35000. This saves 60% of the cost compared to the cost of promoting new ovulation. four Payment milestones and refund terms: In 2024, mainstream clinics will adopt a "segmented" approach: -30% payment upon signing the contract -40% payment before promoting ovulation -30% payment before transplantation. If the cycle is cancelled due to poor ovarian response, RFC can refund 65% of the laboratory fees that have not yet been incurred; INCINTA offers a 70% refund, but the medication fee is not refunded. Be sure to include the refund details in the English contract and have it confirmed by the lawyer. five Can insurance be reimbursed? Most commercial medical insurance in China exempts "assisted reproduction abroad" from liability, but allows for pre pregnancy examinations (done domestically) and post pregnancy prenatal check ups. Some domestic insurance companies in the United States, such as Progyny and Carrot, have signed welfare plans with their employers, which Chinese people cannot purchase separately. Therefore, do not be misled by the statement that "overseas insurance can provide full coverage". 8、 Timeline and Cash Flow Example (35 year old self fertilization and self conception, 30 day itinerary) Date | Event | Expenditure (USD) | Remarks | -------------------------------- D-30 | Domestic Video Initial Diagnosis | 300 | Credit Card Prepaid | D-14 | Booking Air Ticket+Apartment | 3 800 | Refund/Change included | D-1 | Arrival at LAX, Renting a Car | 1 050 | Renting for 30 days | D1 | Interview at INCINTA | 600 | Blood draw+B-ultrasound | D2-D11 | Four ovulation monitoring sessions | 1 200 | Drug Cost 5 200 | D12 | Egg Retrieval Surgery | 3 800 | General Anesthesia | D13-D17 | Laboratory Fertilization+Cultivation | 3 700 | Including ICSI | D18 | PGT-D A biopsy | 2 800 | Testing fee to be paid separately | D19 | Fly back to China | 1 200 | Air ticket | D35 | Received PGT report | 0 | Email | Next menstrual period | Second transplant to the United States | 4 600 | Accommodation for 15 days | Total | 28 050 | ≈ 202000 yuan | 9. Common add ons FAQ Q: How much does it cost to do PRP if the endometrium is thin? A: PRP is 1100 USD per transaction, usually done 1-3 times, totaling 8000 to 24000 yuan. Q: How many embryos do I need to prepare to accumulate 3 transplant volumes? A: Under 35 years old, an average of 3.2 detectable blastocysts result in 1 diploid, while over 38 years old, approximately 5 blastocysts result in 1 diploid. If the target has 3 diploids, 10 and 15 blastocysts are required respectively, corresponding to 2-3 rounds of stimulation. Q: How much is the annual fee for sending embryos back to Shanghai? A: The annual fee for domestic liquid nitrogen tanks is 5000-6000 yuan, with a one-time settlement of 3500 USD for exports to the United States, and an additional 300 USD for every 5 years thereafter. 10、 Self inspection checklist (printed and checked item by item) □ AMH and FSH have been tested domestically, with reports translated into English and notarized □ Passport validity>6 months, EVUS has been updated □ Credit card activated with 3D Secure, single transaction can brush 30000 USD □ Booking apartment confirmed as "free cancellation" and screenshot □ Download GoodRx and SingleCare pharmacy coupons □ Print doctor appointment form, carry it with you when entering the country □ Purchase overseas accidental medical insurance, including OHSS hospitalization policy □ Confirm refund ratio with clinic email and save PDF 11. Conclusion: The total threshold for going to the United States for IVF in 2024 has been reduced to around 270000 RMB, a decrease of about 8% compared to the peak in 2019, mainly due to the package based approach of American clinics, competition from pharmacy discounts, and the US dollar exchange rate. callback. As long as the budget of 360000 yuan is fully prepared in advance, even if a second round of stimulation or additional hysteroscopy is needed, it can be handled with ease. Remember: Write every possible expense into Excel, leave a 10% contingency fund, refuse any verbal "all inclusive" promises, and you can welcome a new life in the sunshine of California with peace of mind.

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